Money
The only question that matters for most families: after subsidy, will the system pay for itself in a sensible time? Tariff slabs differ by DISCOM — always start from your bill.
Gross cost is what the installer quotes for panels, inverter, structure, wiring, and related work (before subsidy).
Subsidy (up to ₹78,000) is credited to your bank after commissioning if you qualify under PM Surya Ghar.
Net cost ≈ gross cost − subsidy. That is the investment your monthly bill savings should recover.
Payback ≈ net cost ÷ yearly savings. Under about 5 years is usually attractive for a home with a solid bill; beyond 7–8 years many families wait.
Ballpark (indicative)
Indicative ranges using domestic tariff logic (~₹63k–₹65k per kW gross; 3 kW ≈ ₹1,90,000 before CFA). Sun hours and slabs vary by city. Your quote will differ — run the free check.
| Size | Gross (indicative) | Subsidy | Net (indicative) |
|---|---|---|---|
| 2 kW | ₹1,27,000 | ₹60,000 | ₹67,000 |
| 3 kW | ₹1,90,000 | ₹78,000 | ₹1,12,000 |
| 5 kW | ₹3,17,000 | ₹78,000 | ₹2,39,000 |
Gross moves with module brand, structure, and labour. Always compare written quotes.
You enter your bill. We estimate system size, subsidy, monthly savings, net cost, payback, and a plain yes / maybe / not yet. That is for your decision — not a hard sales quote.
If the answer is yes or maybe, a local partner can visit the roof and give an exact number.
FAQ
Many banks and NBFCs offer solar loans; some schemes advertise collateral-free options. Terms change — ask your bank or installer. Loan interest affects true payback.
Panels degrade slowly (often ~0.5–0.7% per year in warranties). Year-1 savings are higher than year-20. Good vendors explain warranty and O&M.
Mostly cleaning dust and occasional checks. Budget a small annual amount; ask the installer what is included.
