Direct answer · India 2026
Short answer: for an eligible residential 3 kW rooftop plant, central CFA under PM Surya Ghar is commonly ₹78,000. That is the published ceiling most Indian homeowners see. Sealix is not the government — confirm live figures on pmsuryaghar.gov.in.
Residential CFA bands
These are the common India-wide residential Central Financial Assistance steps. Special-category territories may publish higher bands.
| Eligible capacity | Common central CFA | How it adds up |
|---|---|---|
| 1 kW | ₹30,000 | First kilowatt |
| 2 kW | ₹60,000 | ₹30,000 + ₹30,000 |
| 3 kW and above | Up to ₹78,000 | ₹30,000 + ₹30,000 + ₹18,000 (ceiling) |
A 5 kW or 10 kW plant does not automatically get more than ₹78,000 central CFA on this path. Extra kilowatts past the third are usually full cost — see 5 kW price and 3 kW vs 5 kW.
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It is a reimbursement ceiling, not a free plant and not a cash offer from Sealix or any installer. You (or a loan) pay the installer the agreed turnkey amount. After DISCOM metering, inspection and commissioning clear, the central CFA is credited to your bank by Direct Benefit Transfer (DBT).
Indicative market math for a 3 kW plant: 3 kW solar price in India. Payment timing and loans: rooftop solar loans.
Hill / North-East / notified special-category states and UTs often publish a higher CFA table (commonly discussed near ₹33,000 / ₹66,000 / ₹85,800 for 1 / 2 / 3 kW). Do not apply a Delhi brochure to Himachal or Assam without checking the portal. Some states also advertise top-ups — treat those as verify live at commissioning, not flyer truth: state top-up guide.
The amount table only matters if your home clears the scheme filters: domestic connection, roof rights, no prior central CFA for that address, empanelled vendor, eligible equipment. How to check: eligibility checklist · apply path: how to apply.
₹78,000 is the ceiling, not a reason to buy. A home on a ₹800/month bill can be eligible and still make a poor financial decision. A home on a ₹3,000 slab bill may clear payback faster even if the gross quote is mid-range. Run the free home check before you chase quotes.
PM Surya Ghar overview · Subsidy how paid · Subsidy status & delays · Costs & savings · About Sealix (not government).
Under the common residential CFA path, an eligible 3 kW grid-connected rooftop plant typically receives a maximum of ₹78,000 — ₹30,000 + ₹30,000 + ₹18,000. Confirm live amounts on pmsuryaghar.gov.in before you sign.
Common residential bands are ₹30,000 for eligible 1 kW and ₹60,000 for eligible 2 kW. Special-category areas may publish higher bands on the national portal.
Usually no. Central residential CFA commonly tops out at ₹78,000 for eligible 3 kW and larger plants. Extra kW past the third is typically full cost.
No. CFA is paid by DBT to your bank after commissioning. You fund the gross amount first. Treat instant invoice “subsidy discounts” with caution.
pmsuryaghar.gov.in is authoritative. Sealix Energies is an independent rooftop solar advisory — not MNRE, not a DISCOM, and not an installer. More: Is Sealix a government scheme?
