PM Surya Ghar · eligibilityFree home savings check

National scheme · residential

PM Surya Ghar eligibility 2026 — how to check if you qualify

If you searched “PM Surya Ghar eligibility”, start here. Central CFA up to ₹78,000 only helps if your connection, roof rights, and vendor path match portal rules — and if your bill justifies the net cost. Confirm live wording on pmsuryaghar.gov.in. Sealix is not the portal.

Last reviewed

Fast triage: Domestic meter + roof rights + no prior CFA + empanelled path? Likely in scope. Flat / shared roof? Read apartment solar (₹78k vs ₹18k/kW). Tenant? Tenants guide. Economics: free bill check.

How to check qualification in five minutes

  1. Read your latest bill header — domestic / residential tariff? Correct DISCOM named? Consumer number readable?
  2. Confirm roof control — you own the terrace, or you can get a written landlord / society NOC.
  3. Ask whether this address already claimed central rooftop CFA — a second claim on the same residential address usually fails.
  4. Plan an empanelled vendor + eligible modules — non-ALMM “full subsidy” pitches are a red flag; see empanelled vendor.
  5. Run economics before portal work — eligibility ≠ payback. Use the free home check. Amount context: subsidy amounts ₹30k / ₹60k / ₹78k.

If steps 1–4 look fine but your bill is under roughly ₹1,000/month, the honest answer is often “eligible but not worth it yet.”

Core checklist (most homes)

There is typically no income ceiling framed like a BPL-only welfare filter for the main residential CFA bands — but DISCOM dues, name mismatch, and roof disputes still kill applications. Overview of amounts: PM Surya Ghar guide.

Documents you should keep ready

Sealix does not collect Aadhaar on this website. Portal and installer KYC stay off our form. Step-by-step filing: how to apply.

Usually not eligible on this residential CFA path

Capex vs RESCO — a filter most sales pitches skip

Published residential CFA guidance centres on Capex mode: you (or a loan in your name) fund the plant tagged to your domestic DISCOM connection. Classic RESCO / third-party ownership models — where another entity owns the system and sells you power — are generally handled under separate rules. A “zero down, we claim subsidy for you” pitch is not automatically the residential CFA path. Read the live portal wording before you sign.

Where the plant can sit (and still be residential CFA)

Guidelines typically allow grid-connected residential plants on a roof, terrace, balcony, or elevated structure, including some Building-Integrated PV cases when tagged to a residential connection. Group Net Metering and Virtual Net Metering can still fit if the installation sits on an eligible surface and the DISCOM has approved that metering arrangement — see virtual net metering and apartment rooftop solar.

Special-category CFA bands (not the default India table)

Most of India sees the familiar ₹30,000 / ₹60,000 / ₹78,000 residential CFA steps. Special-category states and UTs often publish a higher band (commonly framed near ₹33,000 / ₹66,000 / ₹85,800 for 1 / 2 / 3 kW). If you are in hill / North-East / notified special-category territory, confirm the live table on the portal — and do not assume a Delhi brochure applies. State hub starting points include Himachal Pradesh and your state/city guides.

Flat / society special cases

Apartment owners may still qualify — either as an individual terrace plant (if roof rights exist) or via RWA / GHS common-area CFA (often framed around ₹18,000 per kW for eligible common loads, with its own caps). That is a different economics story from an independent house. Read apartment rooftop solar and society NOC before you assume the ₹78,000 individual band.

Delays and soft rejections — eligibility in practice

Passing the brochure checklist is not the same as a clean portal+DISCOM journey. These are the failure modes we see most often:

IssueWhat breaksWhat to fix first
Name mismatchBill / Aadhaar / bank / portal entry differAlign spellings before vendor booking
Outstanding DISCOM duesFeasibility / net-meter steps stallClear arrears; keep a recent paid bill
Roof rights unclearNOC / ownership proof rejectedSale deed, allotment, or landlord / society letter
Wrong vendor pathNon-empanelled or non-ALMM kitEmpanelled vendor + ALMM/DCR
Prior CFA claimAddress already used for central rooftop CFAConfirm on portal / DISCOM before a second install
Load vs plant sizeDISCOM demands load enhancement mid-projectLoad enhancement guide before advance

Deeper process notes: documents required · application mistakes · application status.

Eligibility ≠ payback

Passing the checklist only means CFA may apply. Whether solar is worth it still depends on your monthly bill, shade, and net cost after subsidy. Run the free home check before you lock a vendor quote. Price context: 3 kW price · 5 kW price.

Related

How to apply · Documents · Mistakes · Subsidy amounts · Subsidy how paid · Solar loans · State & city guides.

Common questions

Is there an income limit for PM Surya Ghar?

Published residential CFA under PM Surya Ghar is not framed as an income-capped poverty scheme. Eligibility hinges on a domestic electricity connection, roof rights, and scheme rules on the national portal — not a BPL-only filter. Confirm live criteria on pmsuryaghar.gov.in.

Can tenants apply for PM Surya Ghar?

The application is tied to the electricity consumer account and documented roof rights. Tenants usually need written landlord / owner NOC and often cannot claim CFA independently if the meter and roof sit with the owner. See our tenants guide for practical paths.

What systems are usually not eligible?

Commercial and industrial meters, pure off-grid plants that never complete DISCOM metering where required, and homes that already claimed central rooftop CFA for that address are typically out of scope. Always verify on the official portal before paying an installer.

Does RESCO or third-party funded solar qualify for residential CFA?

Published residential CFA guidelines focus on Capex mode — you (or your loan) fund the plant. Classic RESCO / third-party ownership models are generally treated separately. Confirm the live portal path before signing a zero-down pitch that claims full CFA.

Are apartments and RWAs eligible under PM Surya Ghar?

Individual terrace plants can qualify when roof rights and the domestic consumer account line up. Group Housing Society / RWA common-facility connections follow a different CFA band (often framed per kW for common loads), not the same economics as an independent-house ₹78,000 path.

How do I check if my home qualifies for PM Surya Ghar?

Check five filters: domestic connection; documentable roof rights; no prior central CFA for that address; empanelled vendor with eligible equipment; and a bill large enough that savings still make sense. Use Sealix’s free bill check for economics; confirm scheme rules on pmsuryaghar.gov.in before applying.

Check if my bill is worth applying

FAQ

Eligibility questions we hear

Does the electricity bill need to be in my name?

In practice yes for a clean application — the portal ties the application to the DISCOM consumer account. Name mismatch between Aadhaar, bank, and bill is a top rejection / delay cause.

Can I apply if I already have a small off-grid system?

Rules depend on whether that plant already claimed central CFA and how DISCOM treats the connection. Do not assume dual claims. Ask the portal / DISCOM helpdesk with your consumer number before paying for a second install.

Is commercial rooftop covered here?

This Sealix site and the residential PM Surya Ghar CFA path are for homes. Shops and factories need a different product conversation.